Lots of pre-approvals going on right now – people, when you’re getting pre-approved, don’t just accept a figure that you’re pre-approved for without discussing property taxes. If you didn’t discuss that part, you don’t really know what you’re pre-approved for. Nice people in my office earlier this week had been pre-approved by a large bank for a $400,000 home. I looked at their estimate and they had $200 in there for property taxes. The problem is, you can’t buy a $400,000 home with $200 in property taxes. When we applied the actual property taxes, it lowered what he’d qualify for by $100,000, and these folks had just signed a contract. Don’t let this happen to you – You don’t jump in the water with half a life preserver, so don’t go shopping with half a pre-approval.