DON’T FORGET THE CLOSING COSTS

DON’T FORGET THE CLOSING COSTS

Max’s (Our Mortgage Expert) Tip: Don’t forget the closing costs involved in a mortgage Not only do you need a solid down payment for a home purchase, you’ll have to pay closing costs (property taxes, homeowners insurance, title search fees, surveys,...
Keep Your Finances Steady

Keep Your Finances Steady

Max’s (Our Mortgage Expert) Advice for you: Keep your finances steady. When you apply for the mortgage, the lender looks at your credit report and your credit score. Then, the day before or day of closing, the lender looks at your credit again. If there’s...
Don’t Forget About Taxes!

Don’t Forget About Taxes!

Lots of pre-approvals going on right now – people, when you’re getting pre-approved, don’t just accept a figure that you’re pre-approved for without discussing property taxes. If you didn’t discuss that part, you don’t really know...
Change Jobs Later

Change Jobs Later

Max’s (Our Mortgage Expert) Tip: Get your house bought or refinanced before you change jobs Get your house bought or refinanced before you change jobs – because it’s a lot tougher afterwards.
Consider Refinancing

Consider Refinancing

Max’s (Our Mortgage Expert) Tip: Consider refinancing – look at the whole picture. Has your mortgage payment gotten uncomfortable? If your payment has gone up due to a rate adjustment or an increase due to the escrow account, it would pay you to look into refinancing...
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