Items Needed for Processing

To ensure smooth processing of your loan, there are certain items that we will need you to provide. The following is a general list of the items needed, but in some cases there may be additional documents required.

  • Copy of driver’s license(s)
  • Last 2 statements, ALL pages, for any bank account listed on the application
  • Most recent quarterly retirement account(s) or investment statement(s) (ALL pages)
    • Alternatively, last 2 statements if reported monthly
  • 2 most recent personal tax returns with ALL SCHEDULES, W2s, 1099s, K1s
  • 2 most recent business tax returns with ALL SCHEDULES (IF APPLICABLE)
  • Paycheck stubs covering the most recent 30 days of employment
  • Contact information for homeowners insurance agent and copy of declarations page for current insurance
  • Existing survey (REFINANCE)
  • Previous HUD/settlement statement (REFINANCE)
  • Note and Deed of Trust from previous closing (REFINANCE)
  • Current Mortgage Statement (REFINANCE)

Other items if applicable

  • Bankruptcy papers, discharge form and creditors list
  • Social Security awards letter
  • Pension and retirement income rewards letter
  • Divorce Decree
  • DD-214 and/or copy of Original Certification of Eligibility if available (VA LOANS)
  • If receiving a gift, a gift letter must be completed and signed by the borrower and the donor.

As always, please call or email at any time if you have any questions or concerns.

 

THANK YOU!

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