TIP: Look At The Whole Picture

TIP OF THE DAY: Whether it makes sense to refinance doesn’t depend on when you did it or what the new monthly payment would be. You have to take a look at the whole picture – It’s got to make sense for the long term. It’s really simple – If you can take the same...

Do You Really Need 20% Down To Buy A House? NO!

TIP FOR THE DAY: Hey folks, many people seem to be under the impression that you have to put 20% down to buy a home. That is simply not the case. There are many programs and options available to those who cannot or do not want to put 20% down. Not only do you not have...

TIP: Stay Close to Home

TIP OF THE DAY – Stay Close to Home When looking for a home mortgage, it makes sense to shop close to home. You’ll usually get a better deal from someone you can go sit down face to face with. Even if you decide you don’t want to do that and you prefer...
Keep Your Finances Steady

Keep Your Finances Steady

Max’s (Our Mortgage Expert) Advice for you: Keep your finances steady. When you apply for the mortgage, the lender looks at your credit report and your credit score. Then, the day before or day of closing, the lender looks at your credit again. If there’s...
Don’t Forget About Taxes!

Don’t Forget About Taxes!

Lots of pre-approvals going on right now – people, when you’re getting pre-approved, don’t just accept a figure that you’re pre-approved for without discussing property taxes. If you didn’t discuss that part, you don’t really know...
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