CATHY BAKER
President
DALE JOHNSON
Mortgage Specialist
LINDA PORTER
Customer Care Specialist
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We frequently publish useful articles in our blog
Want to Avoid Moving Twice?
Mortgage Tip of the Day: If you're purchasing a home - want to avoid moving twice? Most people can qualify to purchase the new home before selling their current one, but they want the money out of the current home to put the down payment on the new one. Here's a great...
read moreBuying a Property From a Relative or Friend? Read This First!
If you’re looking to buy a property from a friend or relative, which means there’s no realtor involved, here’s some important things to keep in mind, and to be aware of to avoid misunderstandings, or having your deal fall apart because of miscommunication. You need to...
read moreDouble Check Your Taxes!
TIP OF THE DAY: Double Check Your Taxes! Hey folks, this is especially important for those of you who have bought a NEW house this year or last year and have an escrow account. Here’s what we see happen way too often. Since during part of the year the home was built...
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DON’T FORGET THE CLOSING COSTS
Max’s (Our Mortgage Expert) Tip: Don't forget the closing costs involved in a mortgage Not only do you need a solid down payment for a home purchase, you'll have to pay closing costs (property taxes, homeowners insurance, title search fees, surveys,...
read moreTIP: Look At The Whole Picture
TIP OF THE DAY: Whether it makes sense to refinance doesn’t depend on when you did it or what the new monthly payment would be. You have to take a look at the whole picture – It’s got to make sense for the long term. It’s really simple – If you can take the same...
read moreDo You Really Need 20% Down To Buy A House? NO!
TIP FOR THE DAY: Hey folks, many people seem to be under the impression that you have to put 20% down to buy a home. That is simply not the case. There are many programs and options available to those who cannot or do not want to put 20% down. Not only do you not have...
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