by Brittany | Feb 16, 2017 | Cathy's Tip
If you’ve been looking to refinance, you haven’t missed the boat yet. Yes rates have been moving up, but don’t avoid refinancing because you can’t get a rate in the 3’s. Look at the whole picture. Here’s what to look at. If you can...
by Brittany | Feb 16, 2017 | Cathy's Tip
Well folks ’tis the season – keep in mind when it comes to tax season – if you pay your own taxes and insurance and you are in the process of re-financing, beware of the fact that once the tax bills are out, your taxes have to be paid as part of your...
by Brittany | Feb 16, 2017 | Cathy's Tip
Know something about who you’re dealing with – don’t just go through knothead mortgage.com. “Know that what you’re being quoted” makes sense and will work for you. If you have an equity loan where you’ve taken equity out of...
by Brittany | Feb 16, 2017 | Cathy's Tip
From the time you decide to buy or refinance until your loan closes and funds, don’t buy anything you don’t have to have. It used to be that your credit report would be run again the day before you close. Now it’s run between closing and funding. On...
by Brittany | Feb 16, 2017 | Cathy's Tip
One recent change that will affect many folks who are looking to buy or refinance their homes: If you are self-employed or a contract worker, beware of write offs on your tax returns. There are no longer any stated income loans – you tell us you make $100,000...
by Brittany | Feb 16, 2017 | Cathy's Tip
Three things you need to know about good faith estimates. As far as the interest rate, you’re always working with a moving target. If you’ve got one or several from a week ago you’re comparing, it’s old news. Unless you’ve specifically...
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