CATHY'S BLOG
Double Check Your Taxes!
TIP OF THE DAY: Double Check Your Taxes! Hey folks, this is especially important for those of you who have bought a NEW house this year or last year and have an escrow account. Here’s what we see happen way too often. Since during part of the year the home was built...
Do You Really Need 20% Down To Buy A House? NO!
TIP FOR THE DAY: Hey folks, many people seem to be under the impression that you have to put 20% down to buy a home. That is simply not the case. There are many programs and options available to those who cannot or do not want to put 20% down. Not only do you not have...
Tip: Origination Fees vs. Discount Points
If you can pay the fees as a discount point rather than an origination fee, your bottom line just improved because discount points are tax deductible! An origination fee is not.
Refinancing
One of the things to keep in mind with refinancing is that depending on how long ago you purchased or refinanced your property, you may be due some credit from the expenses you paid at your last closing towards the costs of refinancing. There are other expenses you...
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